That is Deepak from Bangalore . I limited me personally for a long period from creating it post to you. However,, as i failed to select any reaction and accountability of Axis Lender, I’m able to no further waiting.

All this become some time within the March this present year. I set aside an apartment when you look at the a flat inside the Bangalore and was considering the contact off Mr. Amit Sharma ([protected]) off Logical Investments (getting AXIS Bank) by the creator. Mr. Amit met myself and that i explained your my income, expenses or any other costs details, based on and that, he affirmed me personally which i feel the qualifications from 23 lacs. That matter are enough for me going ahead, We proceeded having a knowing that qualifications has already been examined. Amit told me this one away from their colleague may come to take the records and you can cheque getting handling fee for this house mortgage. Next, I became contacted of the Mr. Murugesh ([protected]), who showed up and you can accumulated my records as well as the cheque out of Rs. 5618 towards the control payment. I did not forget into the providing the cheque just like the Mr. Amit had already confirmed me on the my personal qualifications. Mr. Murugesh got most of these and you will went back. The fresh confirmation procedure started and i waited for long go out thought one things are going on really https://cashadvancecompass.com/personal-loans-mo/birmingham/. Within this a couple of days, I saw you to definitely my checking account is debited towards cheque that i accessible to AXIS Lender getting Rs. 5618. That it gave me alot more believe one to everything is happening really.

Basically didn’t have the brand new qualification, I’m not a trick so you can follow the mortgage procedure and spend my Rs

This is a shock. There clearly was no reason at all stated in the page. I named AXIS Bank’s work environment and you can talked so you’re able to Ms. Renu ([protected], landline [protected]. She mentioned that this new page was sent by mistake and will always be dealing with the borrowed funds process. Afterwards, she entitled me personally up-and to my surprise; she mentioned that my qualification is not indeed there with the financing. I happened to be taken aback. So it feedback originated in AXIS Lender no matter if Mr. Amit got currently informed me that we had qualification off 23 lacs, after the address or any other verification process have been over, following the operating percentage count try extracted from my personal membership and you will immediately after looking forward to so long. I argued having Renu exactly how you are going to then Mr. Amit tell that i had the qualifications. 5618. She once again said you to she will focus on her manager and you can return to me. She titled once more a short time however,, all of them to declare that nothing could well be over and my qualifications isnt indeed there plus the mortgage can not be sanctioned. I got angry and you may asked their unique to go back straight back my processing payment number. She told you the policy isnt around to go back the amount. I realized regarding HDFC and you will ICICI Financial that when they will not approve the loan, all records along with the matter is returned back into the customer. However, here, none performed I get right back my personal data files till date, neither the total amount.

As i spotted nothing is producing efficiency, I asked Renu to give their own manager’s count. She gave the amount (sorry, I really don’t remember their label) whenever I named, he was riding and you can said that however know me as straight back. I waited for several days to own his phone call. You to great time, one Ms. Indu (In my opinion this is title) titled me and you may said that their unique manager planned to discover as to why I experienced called him a short time straight back. I explained their entire story but, she heard and you can informed me a similar thing the latest processing fee cannot be came back. Once i expected their own once again, she mentioned that she’s going to communicate with their own director and you will call me personally back. This never took place. To follow along with up, once i named and you will correspond with their, she said their particular manager is beyond channel and you can she will not see when he could be back. Now, shortly after more each week, I’m nonetheless waiting around for the new manager’s call.

Sir, because you select, this really is a terrible feel. I found myself told you to definitely a panel have evaluated AXIS Bank while the a knowledgeable lender. I don’t know just how. At the very least, I would never point out that. You can view that they have offered false details about the latest qualifications, compiled the documents, removed the fresh control payment right after which reverted straight back saying that qualifications is a concern. Right up until day, they haven’t yet came back new data files or the amount. Eligibility is the the initial thing one a buyers requires worry ahead of offering any control payment. However,, AXIS Bank possess cheated in this admiration and also generated certain money out of this. I’m not sure exactly how many some one might have knowledgeable which which have AXIS Bank. It turns out an effective organization to them. I don’t envision he has any business Integrity. How do they provide incorrect information towards the users and work out money?

Abruptly, eventually I got a page inside my street address stating one to AXIS Bank are unable to supply the mortgage to me

Sir, I would personally and therefore request you to delight check out this problem urgently which help shield the brand new customers’ rights. Your help will surely ensure that AXIS Lender will not repeat such as cases later on with every other customers.